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Credit loans

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There are different types of loans: mortgage, commercial, personal and credit loans. According to the need of the person or company, you can choose which suits you better and seek for advice to define this election so important in life.

Credit loans

Credit loans

Personal loans

Personal loans are used, in general, for small things: such is the case of a trip, a wedding and other intangible and perishable goods.

  • You must be over 18, have an account in the Bank, live or reside in the country, have a minimum seniority of 3 months and a phone to its name.
  • Loans range between $100 and $1000
  • The guarantee is the borrower’s paycheck.

Studies credits

In the United States are very seldom used since universities are very expensive. Thus students can access education and pay it in installments.

Study in the United States is not economical so the student could request a credit to finance his college career. This loan will oscillate between the 7,500 and 15,000 dollars approximately. There is a big difference in the interest rate which will be lower for U.S. citizens with regard to immigrants.

Mortgage loans

There are mortgage loans to finance a house or property for other types of housing loans or to acquire one property as collateral.

  • They have a fixed rate
  • The time limits ranging from 10 to 15 years
  • Do not have loans closing costs, which can be $ 10,000 to $50,000
  • Interest can be deducted from taxes

Home Equity line of credit

  • Approval of the credit is carried out on the same day
  • Offers variable rates
  • Access is easy and it have really convenient funds
  • The withdrawal period is 10 years

There are also other products related to mechanical breakdowns and asset protection so that each person can be quiet about their property acquired.

Protection of assets guaranteed

  • Customers must pay the difference between the settlement from your insurance company and the balance of your loan’s vehicle in case of loss or theft.
  • Must pay up to $1,000.

Mechanical breakdown protection

  • Provides coverage extended in addition to the traditional guarantee that comes from the factory.
  • Offers you the opportunity to take your car to any authorized agent within the country.
  • Performs a reimbursement of car rental, towing, trip interruption, protection of tyres and provides roadside assistance.