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Personal Investments

by Ryan Kendall

When the new entrepreneurs are reunited they always begin to complain because they think that aren’t making enough on their personal investments, because everybody listened once: if you want to make more money, you need to take more risks; and obviously this is scary. But there is a way to make successful personal investment without increasing the risk.

Personal investments

It’s important to explain that investing is not like a “get rich quick magic formula”. Instead, it is about taking control of your own finances and doing this will take some work and time, and also a learning stage before you can start.

Besides, the first reward, contrary to the popular belief, will be so far from what you expected. But the good news is that with time, perseverance and the right choices you will get want you really want. But, if you are still thinking about what kind of investment you should do, we going to show you the types of investments

Bonds

The term bond is mostly used to denote any securities that are founded on debt, so when you buy a bond you are giving the money you invest to a company. They give you an interest according with the invested amount and eventually the will pay you back the complete amount you lent out.  And the most attractive thing about bonds it is their relative security.

Stocks

While bonds provide you a steady and safety income, stocks are more volatile, but the advantage is that when you purchase stocks you become a part owner of the company or business, so compared to bonds, these ones provides you higher potential returns.

Of course you need to deal with daily fluctuations and some risks because you haven’t anything guaranteed, the only way that you can earn more money is if the stock increases in value, but this might not happen.

There are other types of investment such as mutual fund, which are a collection of stocks and bonds that you can buy simultaneously, and alternative investments like Forex, Gold and Real Estate. You just need to analyze how much do you want to earn and what kind of risks do you are prepared to assume.

Filed Under: Personal Investments Tagged With: bonds, Personal Investments, stocks

About Ryan Kendall

Ryan is an economist and financial analyst at California University. He writes for several financial newspapers around the globe and in his free time he loves playing with his XBox

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