Social Security Disability Approved
When we are busy building our careers we do not think about what could possibly happen; for example if by some bad stroke of luck we become disabled to such a level that we are unable to work. The Social Security System provides financial protection to people who became disabled.
Social Security Disability benefits are continued till the time you may be ready to work again. In fact, there are many special rules which come under the category, ‘work incentives’ which provides health care coverage till the time you make the successful transition back to work.
To be able to get Social Security Disability benefits, you must have worked in jobs which get covered up by the Social Security. You must have worked for a long period and just before your disability to be able get approved to get the benefits. There is a certain amount of credit points you need to qualify to get approved. This depends on the age when you became disabled. In general you will need 40 credit points to be able to get approved. And 20 credits from them must be earned in the last 10 years. One credit is made up by the earnings of $1,220.
You must meet the criteria of the definition of Disability in the Social Security Rules. Under Social Security, you might be considered disabled if you are unable work that you did before, or if your medical condition is such that it is not possible for you to work, or if your disability has lasted for more than a year or may result in death.
You should apply for benefits as soon as you become disabled. For this you may need to fill the online application form first.
If your application gets approved, you will start getting the benefits after six months after the date when the application is received by the Social Security Administration.
The amount of payments that you may receive depends on the lifetime earnings covered by the Social Security. Mostly this amount is not taxed. If your disability benefit starts close to your retirement years, the benefits you get will be named under retirement benefits, but the amount will be the same.
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