Home insurance companies can help you reduce or alleviate the risk of losing your home for various reasons (accidents, etc.). If you are having your own home, it is highly recommended to insure it against accidents and other unfortunate events.
The best home insurance companies feature the following points:
Price – The prices that they offer should be such that most a large population can get their homes insured.
Claims – The companies should be prompt in taking the applications of claims and give out the claims of the insurers as soon as possible. This is one of the biggest factors which people consider while choosing a home insurance company.
Coverage – This is basically related to the areas which the company will cover for providing the money after an accident.
Based on these criteria we present to you some of the best home insurance companies in the US:
1. Amica Mutual- This is the best ranked company for the year 2015. The company is one of the best in the customer service ratings and affordability ratings. People can afford the monthly payments needed to give for taking a home insurance from this company. It is the oldest mutual insurer and gives a 24*7 service to its customers.
2. Erie Insurance – This is also among the best rating companies in the country. It has been providing its services since 1925 and has one of the best ratings for customer satisfaction and affordability. Its services are available in 12 states and the District of Columbia.
3. American Family- This Company is not far behind than the others and has above average customer satisfaction rating and agent satisfaction ratings. This company has its reach in 19 states.
4. Federated National- This Company strives to provide fair and competitive prices and their customer satisfaction ratings are also very high. They specialize in home insurance from their range of insurance services.
5. State farm- This Company has a high affordability rate but the coverage that they offer is average. The mission of this company is to be a ‘Good Neighbor’ and involves itself in in community involvement and disaster response also.
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